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ACI Worldwide Executive Philip Bruno to Address the Rise of Agentic Commerce at MIT Sloan Fintech Conference

MWN-AI** Summary

Philip Bruno, Chief Strategy and Growth Officer of ACI Worldwide, is set to address the emergent concept of "Agentic Commerce" at the MIT Sloan Fintech Conference on February 20, 2026. This conference, recognized as one of the largest student-run fintech gatherings, will explore a pioneering frontier where artificial intelligence (AI) agents autonomously manage discovery, comparison, and purchasing decisions within digital ecosystems. Bruno will join a panel of esteemed leaders from Synchrony, NVIDIA, PwC, and Airwallex to analyze the implications of AI’s role in commerce, identity, and payment systems.

Bruno's discussion will center on how payments infrastructure and digital wallets are crucial in facilitating agentic commerce, emphasizing the importance of trust-enforcing systems over mere transaction facilitators. He asserts, "As AI becomes an active participant in commerce, the winners will be the companies that embed secure, intelligent wallet experiences directly into the merchant journey." The panel will delve into current developments, such as one-click purchasing and interoperable wallet protocols, while also addressing the overhyped aspects like standalone bots and voice-only interfaces.

Additionally, the session will project into the future, anticipating a competitive battleground for the consumer's primary AI agent, urging banks, networks, and merchants to maintain visibility amid increasing automation in the checkout process. Bruno’s insights build on ACI's research, which highlights that although generative AI may disrupt workflow-based applications, it strengthens the deterministic payments infrastructure. ACI Worldwide's expertise, underpinned by nearly 50 years in the industry, positions it well to navigate the challenges and opportunities posed by these evolving technologies.

MWN-AI** Analysis

Philip Bruno's upcoming address at the MIT Sloan Fintech Conference on "Agentic Commerce: When AI Starts Buying" marks a significant moment for ACI Worldwide (NASDAQ: ACIW) as the company navigates the evolving landscape of AI in payments. As the Chief Strategy and Growth Officer, Bruno's insights will shed light on how AI-driven systems can transform purchasing behaviors and payments infrastructure.

Investors should closely monitor ACIW's strategies in agentic commerce, particularly as AI begins to autonomously engage in transactions. Bruno emphasizes the importance of embedding secure and intelligent wallet experiences throughout the consumer journey, positioning ACIW at the forefront of this technological frontier. The implication is clear: companies that develop robust, AI-integrated payment systems with trusted infrastructures are likely to maintain a competitive edge.

As the panel discusses what works—such as zero-click purchasing and interoperable wallet protocols—ACI's ongoing investments in these areas present potential growth opportunities. The acknowledgment that deterministic payment systems remain crucial even as generative AI reshapes workflows suggests stability for ACIW's core competencies. Investors should feel reassured that while disruptive technologies arise, the firm’s longstanding rules-based systems will continue to underpin its operations.

However, caution is warranted. The discussion around overhyped technologies, like standalone bots, indicates that not all AI solutions will yield immediate value. Thus, ACIW's continued focus on compliance, auditability, and safety will be essential in navigating this new terrain.

In summary, as agentic commerce redefines digital transactions, ACI Worldwide's proactive approach under Bruno's leadership positions it well for future growth. Investors should watch for developments that reinforce ACI's role in automating and securing the payments landscape.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: Business Wire

Chief strategy and growth officer joins panel with leaders from Synchrony, NVIDIA, PwC, and Airwallex

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, today announced that chief strategy and growth officer Philip Bruno will speak on the “Agentic Commerce: When AI Starts Buying” panel at the MIT Sloan Fintech Conference on Friday, February 20, in Cambridge, Massachusetts.

The session examines a rapidly emerging frontier: a world where AI agents, not people, initiate discovery, comparison, and purchasing decisions across digital ecosystems. The panel brings together executives from Synchrony, Airwallex, PwC, and NVIDIA to explore how commerce, identity, and payments will evolve as software gains the ability to act autonomously on behalf of consumers.

Bruno will discuss how this shift places payments infrastructure and digital wallets at the centre of agentic commerce, and why systems that enforce trust and not just facilitate transactions will define competitive advantage.

“As AI becomes an active participant in commerce, the winners will be the companies that embed secure, intelligent wallet experiences directly into the merchant journey,” said Bruno. “Agentic systems only work when three things can be guaranteed: permission that can be verified, identity that persists across the entire transaction, and evidence that ensures a fair outcome when something goes wrong.”

The panel will explore:

  • What’s working now : Zero?click purchasing, interoperable wallet protocols, and early agent?driven shopping flows
  • What’s overhyped : Standalone bots, voice?only interfaces, and isolated consumer agents
  • What’s next : The battle for control of the consumer’s primary AI agent and how banks, networks, and merchants can stay visible in an increasingly automated checkout experience

Bruno’s perspective builds on ACI’s recent work showing that while workflow?based applications may be disrupted by generative AI, deterministic payments infrastructure is strengthened, not replaced, by agentic technologies. AI enhances trust, fraud detection, exception handling, and transaction intelligence, but the underlying rules?based systems remain essential for compliance, auditability, and safety.

The MIT Sloan Fintech Conference is one of the world’s largest student?run fintech gatherings, convening hundreds of industry leaders, policymakers, founders, and students.

Bruno joined ACI Worldwide in January 2025 after more than two decades at McKinsey & Company, where he served as partner and co?lead of the Global Payments Practice. He holds an MBA from New York University’s Stern School of Business and a bachelor’s degree in international relations from the University of Pennsylvania.

About ACI Worldwide

ACI Worldwide , an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks , billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely . With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.

© Copyright ACI Worldwide, Inc. 2026

ACI, ACI Worldwide, ACI Payments, Inc., ACI Pay, Speedpay, and all ACI product/solution names are trademarks or registered trademarks of ACI Worldwide, Inc., or one of its subsidiaries, in the United States, other countries, or both. Other parties’ trademarks referenced are the property of their respective owners.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260219555070/en/

Katrin Boettger | Communications and Corporate Affairs Director | katrin.boettger@aciworldwide.com
Pierce Rohrmann I Head of Communications and Corporate Affairs I pierce.rohrmann@aciworldwide.com

FAQ**

How does ACI Worldwide Inc. ACIW plan to leverage the insights from the “Agentic Commerce: When AI Starts Buying” panel to enhance their payment solutions and stay competitive in the evolving fintech landscape?

ACI Worldwide Inc. (ACIW) aims to integrate insights from the "Agentic Commerce" panel to innovate payment solutions by incorporating AI-driven technologies that enhance user experience and transaction efficiency, positioning itself competitively in the dynamic fintech landscape.

In what ways does Philip Bruno believe that ACI Worldwide Inc. ACIW's payment infrastructure can adapt to support the emerging trends discussed during the MIT Sloan Fintech Conference?

Philip Bruno believes that ACI Worldwide Inc.'s payment infrastructure can adapt to emerging trends by leveraging real-time payment capabilities, enhancing digital wallet integrations, and utilizing advanced analytics to optimize transaction security and customer engagement.

Can you elaborate on how ACI Worldwide Inc. ACIW intends to build trust and security in AI-driven transactions, as highlighted by Philip Bruno during the conference panel?

ACI Worldwide Inc. aims to enhance trust and security in AI-driven transactions by implementing advanced fraud detection algorithms, emphasizing transparency in their AI systems, and fostering collaboration with financial institutions to ensure robust security measures, as highlighted by Philip Bruno.

Considering current breakthroughs in zero-click purchasing and agent-driven shopping flows, how does ACI Worldwide Inc. ACIW plan to integrate these innovations to improve customer experience and market positioning?

ACI Worldwide Inc. (ACIW) plans to enhance customer experience and market positioning by leveraging zero-click purchasing and agent-driven shopping flows through advanced payment technologies that streamline transactions, personalize services, and create seamless user interactions.

**MWN-AI FAQ is based on asking OpenAI questions about ACI Worldwide Inc. (NASDAQ: ACIW).

ACI Worldwide Inc.

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