CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES 13% INCREASE IN ITS QUARTERLY CASH DIVIDEND

CF Bankshares Inc. (NASDAQ: CFBK), the parent company of CFBank, NA, recently announced a significant 13% increase in its quarterly cash dividend, marking a positive development for shareholders. The Board of Directors declared a quarterly cash dividend of $0.09 per share on common stock and $9.00 per share on Series D preferred stock. This increased dividend reflects the company's strong financial performance and commitment to enhancing shareholder returns. The dividend payments are scheduled for January 26, 2026, to those shareholders on record by January 15, 2026.

Timothy T. O'Dell, the President and CEO of CF Bankshares, expressed his satisfaction with the increase, highlighting the company’s gratitude for shareholder support and confidence. This move is underpinned by the bank's robust growth trajectory following its recapitalization in 2012, when it was repositioned as a full-service commercial banking model. Since then, CFBank has enjoyed an impressive compound annual growth rate (CAGR) of 20%.

CFBank operates in five major metro markets: Columbus, Cleveland, Cincinnati, Akron in Ohio, and Indianapolis in Indiana. It caters primarily to closely held businesses and entrepreneurs, offering a wide range of banking services, including commercial, residential mortgage lending, treasury management, and leasing. The bank differentiates itself by providing personalized customer service and direct access to decision-makers, combining the sophistication of larger banks with a more streamlined, customer-centric approach.

For more details on CF Bankshares Inc. and CFBank, further information is available on their website, www.CF.Bank. This positive trend in dividend distribution reflects the company's stable financial position and commitment to returning value to its shareholders.

CF Bankshares Inc. (NASDAQ: CFBK) recently announced a robust 13% increase in its quarterly cash dividend, raising it to $0.09 per share, which reflects the company's commitment to enhancing shareholder value. This strategic move indicates strong operational performance and positive cash flow amidst a competitive banking environment, particularly in its focus markets of Ohio and Indiana.

The impressive increase in dividends can be seen as a reflection of CFBank's solid financial positioning and growth trajectory. Since its recapitalization in 2012 during the financial crisis, CFBank has demonstrated a compound annual growth rate (CAGR) of 20%, showcasing its resilience and ability to adapt to changing market conditions. This growth, combined with a clear focus on serving closely held businesses and entrepreneurs, positions CF Bankshares as a compelling investment opportunity.

Investors should consider several factors when evaluating CFBK. The bank’s specialized services, from commercial loans to personalized banking solutions, allow it to differentiate itself from larger institutions, minimizing bureaucratic hurdles and enhancing client relationships. However, potential investors must also weigh the risks associated with banking stocks, including interest rate fluctuations and economic cycles which can impact loan demand and credit quality.

The announced dividend is a positive signal for the market, reinforcing confidence in the company’s ability to generate sustainable returns. For current and prospective shareholders, this development may warrant consideration, especially for those seeking income-generating investments that also promise growth potential.

In summary, CF Bankshares Inc. presents a promising opportunity in the banking sector, backed by solid fundamentals and a clear growth strategy. Investors should keep an eye on future performance metrics and economic indicators that could affect the bank’s continued success.