Figure Technology Solutions Reports February Operating Data
MWN-AI** Summary
Figure Technology Solutions (Nasdaq: FIGR; OPEN: FGRS) has released its operating data for February 2026, showcasing remarkable growth across its key metrics compared to both January 2026 and February 2025. In February 2026, the Consumer Loan Marketplace Volume reached $896 million, climbing 10% from January’s $816 million and a significant 127% increase year-over-year from $395 million in February 2025. The introduction of the $YLDS stablecoin, with $588 million in circulation, contributed to this growth, witnessing a notable 56% month-over-month increase from $376 million in January 2026.
Additionally, the Democratized Prime platform reported balanced matched offers of $369 million, a robust 46% rise from January, reflecting the growing borrower demand of $373 million, up 30% from the previous month. The available lender supply also surged, reaching $396 million, marking a 51% increase month-over-month. The overall performance indicates a strong demand for Figure’s blockchain-native lending solutions and reflects a flourishing marketplace for tokenized assets.
Figure Technology Solutions is a leading player in the blockchain capital marketplace, offering a suite of services that streamline the origination, funding, and trading of tokenized assets. With over $22 billion raised in home equity financing, the company's ecosystem, which includes pivotal platforms like Figure Connect and Democratized Prime, is poised for continued growth.
The data presented is preliminary and subject to further financial adjustments. The company's future outlook remains grounded amidst economic uncertainties. Nonetheless, Figure continues to enhance its position in blockchain finance, bolstered by technological innovation and strong operational metrics.
MWN-AI** Analysis
Figure Technology Solutions’ February operating data reflects a notable upward trend, positioning the company favorably in the rapidly expanding blockchain-native capital marketplace. With a 10% month-over-month increase in Consumer Loan Marketplace Volume, rising from $816 million in January to $896 million in February, the firm demonstrates robust demand for its lending innovations, particularly in home equity credit lines (HELOCs) and personal loans.
Moreover, the substantial year-over-year growth of 127% from February 2025, when volumes were just $395 million, indicates the effectiveness of Figure's strategies in attracting both borrowers and lenders. The $YLDS in circulation, now at $588 million, showcases a healthy appetite for the company's yield-bearing stablecoin, which continues to gain traction since its launch due to its utility in facilitating an efficient lending ecosystem.
In terms of borrower demand and available lender supply, both metrics show remarkable month-over-month growth—30% and 51%, respectively. This indicates a strengthening liquidity position within the Democratized Prime platform, an essential aspect that could support future marketplace volumes and expand transaction capabilities.
However, despite these positive indicators, potential investors must remain cautious. Figure's historical reliance on HELOCs exposes it to fluctuations in driving market conditions, alongside regulatory risk within the evolving digital asset space. The company must also ensure consistent profitability while managing operational risks related to technology and potential cybersecurity incidents.
Overall, while Figure Technology Solutions shows promising growth potential, particularly through its innovative offerings like Figure Connect and $YLDS, prospective investors should weigh this alongside inherent risks in the broader economic landscape. A balanced perspective is crucial; thus, investors might consider a cautious approach, focusing on long-term growth while staying alert to market fluctuations.
**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.
NEW YORK, March 04, 2026 (GLOBE NEWSWIRE) -- Figure Technology Solutions (Nasdaq: FIGR; OPEN: FGRS), the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets, today reported select operating data for the month ended February 28, 2026.
| Dollars in Millions | February 2026 | January 2026 | M/M Change | February 2025 | Y/Y Change |
| Consumer Loan Marketplace Volume | $896 | $816 | 10% | $395 | 127% |
| In Circulation1 | $588 | $376 | 56% | $0 | n.m. |
| Democratized Prime2 | |||||
| Matched Offers Balance | $369 | $253 | 46% | n.m. | n.m. |
| Borrower Demand | $373 | $288 | 30% | n.m. | n.m. |
| Available Lender Supply | $396 | $263 | 51% | n.m. | n.m. |
| Dollars in Millions | January 2025 | February 2025 | March 2025 | Q1 2025 |
| Consumer Loan Marketplace Volume | $380 | $395 | $590 | $1,365 |
| In Circulation1 | - | $0 | $3 | $3 |
| Democratized Prime2 | ||||
| Matched Offers Balance | n.m. | n.m. | n.m. | n.m. |
| Borrower Demand | n.m. | n.m. | n.m. | n.m. |
| Available Lender Supply | n.m. | n.m. | n.m. | n.m. |
1 launched in February 2025
2 Democratized Prime launched in June 2025
About Certain Operating Metrics
In order to better help understand our financial performance, we use several operating metrics, some of which are discussed below, to evaluate our business and results, measure performance, identify trends, formulate plans, and make strategic decisions. Our determination and presentation of these metrics may differ from that of other companies. The presentation of these metrics is meant to be considered in addition to, not as a substitute for or in isolation from, our financial measures prepared in accordance with GAAP.
Consumer Loan Marketplace Volume: We define Consumer Loan Marketplace Volume as the total U.S. dollar equivalent value of originations of HELOCs, DSCRs, and personal loans on our LOS, as well as the volume of third-party loans traded on Figure Connect. We believe this measure is an indication of our scale and represents the potential revenue opportunity from the technology used for consumer credit loan originations.
in Circulation: We define in Circulation as the total U.S. dollar equivalent value of unsecured face-amount certificates solely backed by the assets of Figure Certificate Company (FCC), which is the issuer of the certificates. This is reported as an end of period outstanding balance.
Matched Offers: We define Matched Offers as the U.S. dollar equivalent value of offers matched between borrowers and lenders on the Democratized Prime platform. This is reported as an end of period outstanding balance.
Borrower Demand: We define Borrower Demand as the U.S. dollar equivalent value that borrowers seek to borrow from the lending pool on the Democratized Prime platform. This is reported as an end of period outstanding balance.
Available Lender Supply: We define Lender Supply as the U.S. dollar equivalent value that lenders have made available in the lending pool on the Democratized Prime platform. This is reported as an end of period outstanding balance.
Financial Disclosure Advisory
The information in this release is unaudited and the information for the months in the most recent fiscal quarter is preliminary, based on Figure’s estimates, and subject to completion of financial closing procedures. Final results for the most recent fiscal quarter, as reported in Figure’s quarterly and annual filings with the U.S. Securities and Exchange Commission (“SEC”), might vary from the information in this release. Figure may at times make revisions to prior estimates to ensure consistency across comparable periods.
Forward Looking Statements Disclaimer
This press release contains forward-looking statements intended to be covered by the safe harbor provisions of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact contained in this press release, including without limitation statements regarding our future financial performance, including our expectations regarding our revenue, cost of revenue, operating expenses; our ability to determine reserves, and ability to remain profitable; our ability to maintain, expand, and enter into new relationships with partners and loan purchasers on the secondary market; our ability to broaden our network of partners; and our ability to successfully execute our business and growth strategy; marketplace volume, adoption, and liquidity, including the growth and performance of our Consumer Loan Marketplace, Figure Connect, and Democratized Prime platforms; our blockchain ecosystem and infrastructure initiatives, including our ability to expand the adoption of our blockchain-native products and services and the development and performance of our digital asset offerings; and our share repurchase program, including the timing, number of shares, and prices at which repurchases may occur. These statements involve known and unknown risks, uncertainties, and other important factors that may cause actual results to differ materially from those expressed or implied by the forward-looking statements. In some cases, you can identify forward-looking statements by terms such as “may,” “will,” “should,” “expect,” “plan,” “anticipate,” “could,” “intend,” “target,” “project,” “contemplate,” “believe,” “estimate,” “predict,” “potential,” or “continue,” or the negative of these terms, and similar expressions. Forward-looking statements are predictions based largely on our current expectations and projections about future events and financial trends that we believe may affect our business, financial condition, and results of operations. These statements speak only as of the date of this press release.
Important factors that could cause actual results to differ materially include, among others: our history of losses and the risk that we may not maintain profitability; our reliance on HELOCs and exposure to fluctuations in the HELOC market and housing values; our ability to attract and retain borrowers, partners, and loan purchasers and to drive adoption of Figure-branded and Partner-branded channels including Figure Connect; loan performance and default rates and the effect of credit performance on access to and pricing of warehouse facilities, whole-loan sales, and securitizations; changes in interest rates and U.S. monetary policy that impact originations, funding costs, and investor demand; legal and regulatory risks affecting lending and mortgage-related activities and the evolving framework for digital assets, including potential changes in the characterization or regulation of certain digital assets and related products; dependence on key third-party providers including cloud, custodial, valuation, and data vendors and risks from outages or service disruptions; technology failures, cybersecurity incidents, or other operational disruptions; protection and enforcement of intellectual property; compliance with licensing, consumer protection, privacy, data security, and sanctions/AML laws, and shifting enforcement priorities at the federal and state levels; our ability to remediate previously identified material weaknesses and meet our public company reporting and internal control obligations; competition; macroeconomic and geopolitical conditions; our dual-class structure and concentrated voting control and related impacts on corporate governance; equity market volatility affecting our Class A common stock; and the other risks described in “Risk Factors” in our Quarterly Report on Form 10-Q for the period ended September 30, 2025, filed with the SEC on November 13, 2025, our final prospectus dated February 18, 2026 filed with the SEC pursuant to Rule 424(b)(4) on February 18, 2026, and in our other filings with the SEC.
About Figure Technology Solutions, Inc
Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is a blockchain-native capital marketplace that seamlessly connects origination, funding, and secondary market activity. More than 300 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $22 billion of home equity to date, among other products, making Figure’s ecosystem the largest non-bank provider of home equity financing. The fastest growing components are Figure Connect, its consumer credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure's ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and , an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund.
Figure is the market leader in real world asset (RWA) tokenization. The company has received AAA ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance. For more information, visit https://figure.com or follow Figure on LinkedIn.
News & Information Disclosure
Investors should note we may use our website (https://www.figure.com/), our investor relations website (https://investors.figure.com/), and the social media accounts of Figure, Figure Markets and/or Mike Cagney, our Co-Founder and Executive Chairman, as a means of disclosing information and for complying with our disclosure obligations under Regulation FD. These include X (@figure @mcagney, @figuremarkets), LinkedIn (https://www.linkedin.com/company/figuretechnologies/, https://www.linkedin.com/in/mikecagney/), Instagram (@figuretechnologies), Facebook (https://www.facebook.com/Figure/), and YouTube (@figuretechnologies). The information we post through these channels may be deemed material. Investors should monitor these channels in addition to reviewing our press releases, SEC filings, and public conference calls.
FAQ**
What implications does the 127% year-over-year increase in Consumer Loan Marketplace Volume, as reported for February 2026, have for future growth prospects for First Nb Groton NY FIGR in the tokenized asset marketplace?
With $YLDS in Circulation increasing significantly and its role as a yield-bearing stablecoin, how does First Nb Groton NY FIGR plan to ensure liquidity and investor confidence in this market segment?
Considering the rise in Borrower Demand and Available Lender Supply on the Democratized Prime platform, what strategies does First Nb Groton NY FIGR have in place to capitalize on this demand while managing potential risks?
How does First Nb Groton NY FIGR plan to enhance its competitive advantage in the blockchain-native capital marketplace amid the rapidly evolving legal and regulatory landscape for digital assets?
**MWN-AI FAQ is based on asking OpenAI questions about First Nb Groton Ny (OTC: FIGR).
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