MARKET WIRE NEWS

INCOME FINANCIAL Declares Monthly Distribution

MWN-AI** Summary

Income Financial Trust has declared its latest monthly distribution of $0.07542 per unit, which is scheduled for payment on November 10, 2025. This payout is designated for unit holders who are on record as of October 31, 2025. The distribution amount is determined based on a policy established on November 18, 2013, which calculates the monthly distribution by applying a 10.00% annualized rate to the volume weighted average market price (VWAP) of the trust's units over the final three trading days of the preceding month.

In this instance, the distribution of $0.07542 per unit is derived from a VWAP of $9.05. This reflects a commitment to maintaining a stable yield of 10.00% in accordance with the distribution policy. Since its inception, Income Financial Trust has delivered a total of $39.52 per unit in distributions, showcasing its track record of returning value to its investors.

Income Financial Trust focuses its investments on a diversified portfolio of North American financial services companies, prominently featuring some of the most reputable Canadian and U.S. banks, as well as life insurance and investment firms. This strategic allocation aims to stabilize returns and provide consistent income for investors.

For investors and unit holders looking for more information, the trust can be contacted through its investor relations. The toll-free number is 1-877-478-2372, and for local inquiries, the number is 416-304-4443. Additional details can be found on their official website at www.quadravest.com or by reaching out via email at info@quadravest.com.

MWN-AI** Analysis

Income Financial Trust’s recent announcement of a monthly distribution of $0.07542 per unit is an attractive proposition for income-focused investors. With a consistent yield of 10.00%, the trust continues to demonstrate its commitment to providing reliable returns to its unitholders, underpinned by its robust distribution policy initiated in 2013. The determination of distributions based on the volume-weighted average market price (VWAP) adds a level of transparency and predictability, allowing investors to anticipate income based on market performance.

The upcoming payment on November 10, 2025, to unit holders recorded as of October 31, 2025, signifies an opportune moment for potential investors to enter or increase their positions. The VWAP of $9.05 indicates stable performance, affirming that Income Financial Trust maintains solid footing within its investment strategy focused on North American financial services. This sector, encompassing major Canadian and U.S. banks and insurance firms, can be seen as a defensive play, particularly during market volatility, making the trust a relative safe haven for income seekers.

Investors should note that the total distributions received by unitholders since inception—an impressive $39.52 per unit—reflects Income Financial's enduring performance and commitment to its distribution policy. While the current yield appears attractive, prospective investors should assess overall market conditions, interest rates, and financial sector health as these factors can influence both unit price and future distribution levels.

Overall, Income Financial Trust is positioned well for income-oriented investors, offering reliability through its established distribution framework and a diversified portfolio of strong North American financial service corporations.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

TORONTO, Oct. 20, 2025 (GLOBE NEWSWIRE) -- Income Financial Trust ("Income Financial") declares its monthly distribution of $0.07542 per unit. The distribution is payable November 10, 2025, to unit holders on record as at October 31, 2025.

Under the distribution policy announced on November 18, 2013, the monthly distribution is determined by applying a 10.00% annualized rate on the volume weighted average market price (VWAP) of Income Financial's units over the last 3 trading days of the preceding month. As a result, holders of record on October 31, 2025, will receive a dividend of $0.07542 per unit based on the VWAP of $9.05 payable on November 10, 2025. The yield will remain stable at 10.00% (based on the VWAP) under this distribution policy.

Income Financial unitholders have received a total of $39.52 per unit in distributions since inception, inclusive of this distribution.

Income Financial invests in a portfolio of North American financial services companies including some of the strongest Canadian & U.S. banks, life insurance and investment firms.

Distribution Details

Trust Unit (INC.UN)

Record Date:

Payable Date:

$0.07542


October 31, 2025

October 31, 2025


Investor Relations: 1-877-478-2372 Local: 416-304-4443 www.quadravest.com info@quadravest.com



FAQ**

How does the distribution policy of Income Financial Trust INC.UN:CC affect the overall yield and stability of returns for investors in varying market conditions?

The distribution policy of Income Financial Trust INC.UN:CC, by prioritizing consistent payouts, can enhance yield stability for investors; however, its effectiveness may fluctuate with market conditions, impacting both the sustainability of distributions and overall returns.

Can you provide insights into the performance of the underlying portfolio of North American financial services companies that Income Financial Trust INC.UN:CC is invested in?

As of October 2023, Income Financial Trust INC.UN:CC primarily invests in a diversified portfolio of North American financial services companies, which have exhibited resilient performance driven by stable earnings, favorable interest rates, and strong capital positions.

What key factors could influence the VWAP of Income Financial Trust INC.UN:CC in the last three trading days of each month?

Key factors influencing the VWAP of Income Financial Trust INC.UN:CC in the last three trading days of each month include market sentiment, trading volume, supply and demand dynamics, dividends announcements, macroeconomic data releases, and overall investor behavior.

With a total of $39.52 per unit in distributions to date, how has Income Financial Trust INC.UN:CC managed its payout ratios relative to its underlying earnings?

Income Financial Trust INC.UN:CC has maintained a balanced payout ratio by ensuring that its total distributions of $39.52 per unit align with its underlying earnings, allowing for sustainable income generation and value for investors without compromising financial stability.

**MWN-AI FAQ is based on asking OpenAI questions about Income Financial Trust (TSXC: INC.UN:CC).

Income Financial Trust

NASDAQ: INC.UN:CC

INC.UN:CC Trading

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INC.UN:CC Latest News

February 19, 2026 09:00:00 am
INCOME FINANCIAL Declares Monthly Distribution
October 20, 2025 09:00:00 am
INCOME FINANCIAL Declares Monthly Distribution

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