Payment of Interest on Capital

On February 26, 2026, Itaú Unibanco Holding S.A. announced the decision of its Board of Directors to distribute BRL3.85 billion in interest on capital to its shareholders. This translates to BRL0.34888 per share. Shareholders should consider the implications of income tax withholding, which is applied at a rate of 17.5%. Consequently, the net amount shareholders will receive is BRL0.287826 per share, although corporate shareholders with valid tax exemption claims are exempt from this withholding.

The distribution is scheduled to be made by August 31, 2026, and will be calculated based on the stockholding positions recorded as of March 19, 2026. From March 20, 2026, shares will trade "ex-rights," meaning new buyers will not be entitled to the imminent payment. Notably, the amounts allocated per share as interest on capital are equal for both common shares (ITUB3) and preferred shares (ITUB4), ensuring a consistent benefit for all shareholders.

Itaú Unibanco's move to pay interest on capital reflects its financial health and commitment to returning value to shareholders. The payment is part of a common practice among Brazilian companies, which utilize interest on capital as a mechanism to distribute profits while potentially offering tax advantages to the firm. Shareholders looking to inquire further can access detailed information by visiting Itaú Unibanco's investor relations page or by reaching out via provided contact information.

Overall, this announcement will likely be well-received by investors, reinforcing Itaú Unibanco's reputation as a reliable entity in the financial markets.

Itaú Unibanco Holding S.A.'s recent announcement regarding the payout of interest on capital (IoC) signifies a strategic move to enhance shareholder value and may provide insights into its current financial health. With a substantial payment of BRL 3.85 billion, translating to BRL 0.34888 per share, the bank is demonstrating its commitment to returning capital to investors, a potentially positive signal for stockholders.

The payment, effective until August 31, 2026, comes with tax considerations that may affect net returns. Stockholders should note the tax withholding of 17.5%, leading to a net interest of BRL 0.287826 per share for most, while corporate stockholders with exemption credentials will benefit fully. The payout strategy appears well-timed, as it not only rewards existing shareholders but also positions the bank to attract new investors, particularly those seeking income-generating stocks in a fluctuating market landscape.

From an investment perspective, investors holding shares prior to the "ex-rights" trading date of March 20, 2026, stand to gain from this payout, while potential buyers might consider acquiring shares before this date to capitalize on the upcoming income. It is advisable for potential investors to evaluate the stock’s performance trends leading up to this announcement and monitor broader market conditions that could influence stock price volatility.

Furthermore, investors should pay attention to Itaú Unibanco’s future earnings reports and market conditions to assess the sustainability of such payouts. As dividend and interest payouts can indicate a company’s profitability, consistent IoC payments could strengthen the bank’s appeal, especially in the context of Brazilian economic dynamics. Ultimately, as Itaú prioritizes shareholder returns, its stock could become a fortified option within an investor's portfolio, provided the underlying fundamentals remain robust.