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JBTC Announces 1st Quarter 2026 Earnings

MWN-AI** Summary

**JBT Bancorp, Inc. Reports Strong Q1 2026 Earnings and Declares Dividend**

Jonestown, PA - On April 15, 2026, JBT Bancorp, Inc. (OTCQX: JBTC) announced robust financial results for the first quarter of 2026, reporting earnings of $3,157,000, equating to $1.30 per share. This marks a significant increase from the $1,687,000, or $0.69 per share, recorded in the same quarter last year, highlighting the company's strong performance over the past year.

In addition to impressive earnings, JBT Bancorp declared a quarterly dividend of $0.33 per share, payable to shareholders of record by April 27, 2026. This dividend increases represents the third consecutive quarterly rise by two cents, demonstrating the company's commitment to returning value to its shareholders while maintaining strong financial health.

President Troy A. Peters celebrated a noteworthy milestone for the bank, revealing that for the first time in JBT's history, total assets surpassed $1 billion. Peters attributed the successful quarter to strategic execution and strong operational performance across multiple areas. Key highlights include a leading net interest margin, decreasing credit loss expenses, and successful contributions from non-interest income, notably through the bank's mortgage banking endeavors.

These achievements underline JBT Bancorp's long-standing dedication to enhancing the financial well-being of thousands of families and businesses over its 150-year history. The company's commitment to sound financial management and strategic growth positions it well for future opportunities and continued success.

For more information about JBT Bancorp, investors and stakeholders can access updates through OTC Markets at www.otcmarkets.com/stock/JBTC/overview.

For inquiries, contact Andrea Shetterly at EAAashetterly@jbt.bank or call Jonestown Bank & Trust Co. at 717-865-4246.

MWN-AI** Analysis

JBT Bancorp, Inc. (OTCQX: JBTC) has recently reported a strong performance for the first quarter of 2026, showcasing an impressive increase in earnings as compared to the same timeframe last year. With quarterly earnings reported at $3.16 million ($1.30 per share), a substantial uptick from $1.69 million ($0.69 per share), JBTC is clearly demonstrating its robust financial health and operational efficiency. The announcement of a 33-cent dividend—up 2 cents for the third consecutive quarter—reflects the company’s commitment to returning value to shareholders.

The milestone of surpassing $1 billion in total assets is particularly noteworthy and signifies JBTC's growth trajectory, driven by a strategic focus on enhancing both interest and non-interest income sources. President Troy A. Peters attributes this success to a combination of strong margins and decreased credit loss, indicating not only effective risk management but also the potential for sustainable profitability moving forward.

For investors, the upward trend in both earnings and dividends presents a compelling case for considering JBTC as a valuable addition to their portfolios. The growth indicators, including a focus on areas such as mortgage banking, demonstrate JBTC’s proactive approach to diversifying income streams, an important factor in maintaining resilience against market fluctuations.

However, potential investors should remain mindful of broader economic factors, including interest rate changes and regional economic conditions that could impact performance. Given JBTC's track record and current financial standing, it appears well-positioned for continued growth. Analysts might recommend a "buy" rating, especially for those seeking dividend income in addition to capital appreciation. Nonetheless, thorough diligence is advised to assess how macroeconomic conditions might influence JBTC's future performance before making investment decisions.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

JONESTOWN, Pa., April 15, 2026 (GLOBE NEWSWIRE) -- JBT Bancorp, Inc. (OTCQX: JBTC) reported quarterly earnings of $3,157,000 or $1.30 per share versus $1,687,000 or $0.69 per share in the first quarter of the prior year. The company also declared a dividend of 33 cents per share for shareholders of record as of April 27, 2026, and payable on May 1, 2026. This increased dividend represents the third consecutive quarter when the dividend has risen by 2 cents.

President Troy A. Peters stated: “For the first time in our history, we finished the quarter with over $1 billion in total assets. We are proud of this milestone, and it represents a century and a half of helping tens of thousands of families and businesses improve their financial lives. Our strong financial results are the result of sound strategy and leading performance across several areas, including: a top-tier margin, reduced credit loss expense, and contributions from non-interest income efforts like our mortgage banking business.”

More information can be found at OTC Markets at www.otcmarkets.com/stock/JBTC/overview.

Contact: Andrea Shetterly, EAA
ashetterly@jbt.bank
Jonestown Bank & Trust Co.
2 West Market Street
Jonestown, PA 17038-0717
Phone: 717-865-4246


FAQ**

How does JBT Bancorp Inc Com JBTC plan to sustain its momentum after achieving over $1 billion in total assets in this record quarter?
JBT Bancorp Inc Com JBTC aims to sustain its momentum by focusing on strategic growth initiatives, enhancing customer engagement, and leveraging technology to improve operational efficiency and product offerings following its record quarter surpassing $1 billion in total assets.
What factors contributed to the significant increase in earnings per share for JBT Bancorp Inc Com JBTC compared to the previous year?
The significant increase in earnings per share for JBT Bancorp Inc (JBTC) compared to the previous year was driven by factors such as improved loan demand, enhanced asset quality, effective cost management, and a favorable interest rate environment.
Can you provide more insight into JBT Bancorp Inc Com JBTC's strategies that led to a reduction in credit loss expenses this quarter?
JBT Bancorp Inc. implemented rigorous credit assessment practices, enhanced risk management protocols, and focused on diversifying its loan portfolio, all of which contributed to a significant reduction in credit loss expenses this quarter.
How will the increased dividend for JBT Bancorp Inc Com JBTC affect shareholder confidence and future investment in the company?
The increased dividend for JBT Bancorp Inc Com JBTC is likely to enhance shareholder confidence and attract future investment, as it signals financial stability and a commitment to returning value to shareholders.

**MWN-AI FAQ is based on asking OpenAI questions about JBT Bancorp Inc Com (OTC: JBTC).

JBT Bancorp Inc Com

NASDAQ: JBTC

JBTC Trading

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JBTC Stock Data

$85,422,730
2,433,696
N/A
1
N/A
Banking
Finance
www.jbt.bank
US
Jonestown

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