Lake City Bank Promotes Donald J. Robinson-Gay to Executive Vice President

Lake City Bank has announced the promotion of Donald J. Robinson-Gay to Executive Vice President and Chief Credit Officer, effective January 15, 2026. Robinson-Gay has been with Lake City Bank since 2020 and has demonstrated a strong commitment to the bank's credit culture over his eight-year tenure. David M. Findlay, Chairman and CEO, praised Robinson-Gay for his comprehensive experience in banking and finance, highlighting his technical credit skills developed prior to his tenure at Lake City Bank. Over the last three years, Robinson-Gay has excelled as Chief Credit Officer, representing a crucial link between the bank's Credit Administration and its Commercial Banking teams.

Before his promotion, Robinson-Gay held various roles, including Senior Vice President and Regional Credit Officer, where he was responsible for the bank’s credit operations in the Fort Wayne and Warsaw markets. His prior experience comprises positions at Accenture, M&I Bank, and BMO Harris Bank, where he honed leadership skills in commercial banking and credit administration. Notably, during the Great Recession, he focused on loan workout strategies, solidifying his expertise in risk management.

In his new role, Robinson-Gay will oversee the bank's loan portfolio, ensuring a balance between loan growth and credit quality. He will lead the Credit Administration team in providing lending solutions while driving sustainable growth. He holds an MBA from Marquette University and a bachelor’s degree from Miami University. Robinson-Gay is also actively involved in the Kosciusko Economic Development Corporation’s board. Lake City Bank, established in 1872 and headquartered in Warsaw, Indiana, operates 55 branches and emphasizes building strong customer relationships alongside innovative digital banking solutions.

Lake City Bank's recent promotion of Donald J. Robinson-Gay to Executive Vice President and Chief Credit Officer signals a strategic move that investors and stakeholders should closely watch. With an illustrious career spanning various roles in the banking sector, Robinson-Gay's deep understanding of commercial lending is expected to provide Lake City Bank with robust leadership in credit management. His tenure at both M&I Bank and BMO Harris Bank equips him with a wealth of experience in navigating economic cycles, crucial in mitigating credit risk, especially as we potentially face economic headwinds in the coming years.

Lake City Bank, with its $6.9 billion asset base and focused community banking model, stands on solid ground with a clear strategic trajectory under Robinson-Gay's leadership. His commitment to balancing loan growth with prudent risk management will be instrumental in ensuring the bank's portfolio remains resilient during fluctuations in economic conditions.

The bank has stressed the importance of community ties and a technology-forward approach in its operational model, which is likely to enhance customer satisfaction and retention rates amid rising competition from fintech alternatives. As the bank navigates the nuances of its local markets, Robinson-Gay’s insights will be critical in tailoring solutions that resonate with the evolving needs of both retail and commercial clients.

For investors, Lake City Bank's ability to sustain its growth trajectory hinges greatly on the efficacy of its credit administration under Robinson-Gay's leadership. Continued monitoring of the bank's credit quality metrics and loan growth will be essential indicators of financial health in the forthcoming quarters. Overall, with a solid management team and a proactive credit strategy, Lake City Bank appears well-positioned to capitalize on growth opportunities while safeguarding against potential risks. Investors may consider this an opportune moment to evaluate their positions in Lake City Bank, particularly as it demonstrates readiness to adapt and thrive in a dynamic banking landscape.