MARKET WIRE NEWS

LM Funding America Adds Additional 35 PH/s with Energization of Second Oklahoma Immersion Unit

MWN-AI** Summary

On January 20, 2026, LM Funding America, Inc. (NASDAQ: LMFA), a Bitcoin treasury and mining company based in Tampa, Florida, announced the successful energization of its second BC40 Elite immersion cooled Foghashing unit at its Oklahoma site. This new unit adds an impressive 35 Petahash per second (PH/s) to the company's operations, bringing its total energized hashrate to an estimated 785 PH/s. The upgraded system incorporates approximately 160 next-generation Bitmain S21 immersion miners, enhancing operational efficiency.

Bruce M. Rodgers, Chairman and CEO of LM Funding, emphasized the importance of disciplined execution and confidence in Bitcoin's long-term value as key drivers behind this growth. He stated that attaining 785 PH/s represents their highest hashrate efficiency with around 24 megawatts (MW) of powered capacity.

As of December 31, 2025, LM Funding's portfolio included 356.3 Bitcoin valued at approximately $34.4 million, equating to about $1.60 per share, based on a Bitcoin price of $96,500 on January 14, 2026. In contrast, the company's share price was only $0.47 that same day, highlighting a significant disparity between the market valuation of its Bitcoin holdings and its current stock price.

Founded in 2008, LM Funding also operates a specialty finance business that provides funding to nonprofit community associations primarily in Florida. However, the company faces various risks and uncertainties in cryptocurrency mining, including operational challenges, market volatility, and regulatory changes, all of which could impact its financial condition and operational results moving forward. For investors and media inquiries, the company can be contacted through its dedicated investor relations email.

MWN-AI** Analysis

As a financial analyst, it’s essential to assess LM Funding America, Inc. (NASDAQ: LMFA) following its recent announcement regarding the energization of an additional 35 PH/s via their second BC40 Elite immersion-cooled unit in Oklahoma. This strategic move boosts their total hashrate to approximately 785 PH/s, reflecting enhanced operational efficiency and commitment to cost-effective growth in Bitcoin mining.

The company holds a reserve of 356.3 Bitcoin, valued at about $34.4 million based on the recent Bitcoin price of $96,500, translating to a per-share valuation of $1.60. Given that LMFA's share price is currently $0.47, there is considerable upside potential for investors. This discrepancy indicates that the market may be underestimating the intrinsic value of LM Funding's Bitcoin holdings, presenting a potential buying opportunity for investors.

However, caution is warranted. The cryptocurrency mining landscape is characterized by significant volatility and inherent risks, including fluctuating Bitcoin prices, power cost changes, and regulatory uncertainties. Investors should closely monitor these factors as they could materially affect the company's financial standing and operational viability.

Additionally, with the company’s focus on disciplined execution and growth, it is imperative to evaluate data regarding electricity costs, mining efficiency, and any expansion plans. The announcement also reflects a serious commitment to Bitcoin’s long-term value, which could stabilize sentiment among long-term investors.

In conclusion, while LM Funding America appears poised for growth and presents an attractive valuation relative to its Bitcoin holdings, potential investors should weigh the associated risks in the cryptocurrency sector. A well-informed strategy that aligns with individual risk tolerance and market conditions will be vital for participating in LMFA’s future prospects.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

TAMPA, Fla., Jan. 20, 2026 (GLOBE NEWSWIRE) -- LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining company, today announced that it has successfully energized the second BC40 Elite immersion cooled Foghashing unit at its Oklahoma site. This unit, powering an additional 160 next-generation Bitmain S21 immersion miners, adds approximately 35 Petahash (“PH/s”), bringing the Company’s total energized hashrate to an estimated 785 PH/s.

“We are now operating at our highest energized and most efficient levels to date, with approximately 785 PH/s of hashrate across about 24 MW of powered capacity,” said Bruce M. Rodgers, Chairman and CEO of LM Funding. “This reflects disciplined execution, conviction in Bitcoin’s long-term value, and our focus on cost-efficient growth across our mining operations.”

The Company estimates that the value of its 356.3 Bitcoin holdings on December 31, 2025, was approximately $34.4 million1 or $1.60 per share1, based on a Bitcoin price of approximately $96,500 as of January 14, 2026 – compared to a common share price of $0.47 on January 14, 2026.

About LM Funding America
LM Funding America, Inc. (Nasdaq: LMFA), operates as a Bitcoin treasury and mining company. The Company was founded in 2008 and is based in Tampa, Florida. The Company also operates a technology-enabled specialty finance business that provides funding to nonprofit community associations primarily in the State of Florida. For more information, please visit https://www.lmfunding.com.

Forward-Looking Statements
This press release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” and “project” and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the Company's most recent Annual Report on Form 10-K and its other filings with the SEC, which are available at www.sec.gov. These risks and uncertainties include, without limitation, the risks of operating in the cryptocurrency mining business, our limited operating history in the cryptocurrency mining business and our ability to grow that business, the capacity of our Bitcoin mining machines and our related ability to purchase power at reasonable prices, our ability to identify and acquire additional mining sites, the ability to finance our site acquisitions and cryptocurrency mining operations, our ability to acquire new accounts in our specialty finance business at appropriate prices, changes in governmental regulations that affect our ability to collect sufficient amounts on defaulted consumer receivables, changes in the credit or capital markets, changes in interest rates, and negative press regarding the debt collection industry. The occurrence of any of these risks and uncertainties could have a material adverse effect on our business, financial condition, and results of operations.

For investor and media inquiries, please contact: 

Investor Relations 
Orange Group 
Yujia Zhai 
LMFundingIR@orangegroupadvisors.com

_________________
1 Bitcoin treasury calculated using 356.3 Bitcoin held as of 12/31/25 and Bitcoin price of approximately $96,500 as of 1/14/26. Bitcoin per share calculated using 21,455,892 diluted shares outstanding as of 12/31/2025 which includes 14,123,497 shares outstanding and 7,332,396 warrants with an exercise price of $0.001 per share as of December 31, 2025.


FAQ**

What strategic initiatives is LM Funding America Inc. (LMFA) pursuing to enhance its Bitcoin mining operations amidst volatile market conditions?

LM Funding America Inc. (LMFA) is focusing on optimizing operational efficiency, securing strategic partnerships for increased energy sourcing, and leveraging advanced mining technologies to enhance its Bitcoin mining operations during volatile market conditions.

How does LM Funding America Inc. (LMFA) plan to manage the risks associated with operating in the cryptocurrency mining sector, as outlined in the recent press release?

LM Funding America Inc. (LMFA) plans to manage risks in the cryptocurrency mining sector by diversifying its investments, employing advanced technology, and implementing robust operational strategies to enhance efficiency and reduce exposure to market volatility.

Can LM Funding America Inc. (LMFA) provide insights into its plans for expanding its Bitcoin holdings and mining capacity over the next few years?

As of October 2023, LM Funding America Inc. (LMFA) has indicated plans to strategically expand its Bitcoin holdings and enhance mining capacity, focusing on leveraging market opportunities and technological advancements to optimize growth in the cryptocurrency sector.

What competitive advantages does LM Funding America Inc. (LMFA) have that support its goal of achieving cost-efficient growth in a rapidly evolving cryptocurrency landscape?

LM Funding America Inc. (LMFA) leverages its strong technological infrastructure, strategic partnerships, and specialized knowledge in cryptocurrency and blockchain to drive cost-efficient growth in a rapidly evolving market.

**MWN-AI FAQ is based on asking OpenAI questions about LM Funding America Inc. (NASDAQ: LMFA).

LM Funding America Inc.

NASDAQ: LMFA

LMFA Trading

0.62% G/L:

$0.3897 Last:

168,659 Volume:

$0.41 Open:

mwn-alerts Ad 300

LMFA Latest News

LMFA Stock Data

$4,765,268
10,687,250
7.14%
4
N/A
Capital Markets
Finance
US
Tampa

Subscribe to Our Newsletter

Link Market Wire News to Your X Account

Download The Market Wire News App