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LM Funding America Announces January 2026 Production and Operational Update

MWN-AI** Summary

LM Funding America, Inc. (NASDAQ: LMFA), a Bitcoin treasury and mining company, provided a production and operational update for January 2026, revealing a significant month for its mining activities. As of January 31, 2026, the company reported holding a total of 364.1 Bitcoin, valued at approximately $29.1 million, or $1.36 per share, based on a Bitcoin price of around $79,960. In January, LM Funding produced 7.8 Bitcoin, an increase from the 7.5 Bitcoin mined in December 2025, despite operational challenges posed by Winter Storm Fern.

Bruce Rodgers, the company's Chairman and CEO, emphasized the resilience of their operational model, noting that during the storm, they redirected power to the grid, generating substantial energy and curtailment sales estimated at $315,000 for the month, equivalent to nearly 4 Bitcoin. This maneuver demonstrates LM Funding's strategic management of power assets, allowing them to offset potential losses from mining revenue due to curtailment.

Additionally, LM Funding boosted its mining capacity by bringing a second immersion container online in Oklahoma, contributing to the increased Bitcoin output. The company operates 7,223 mining machines across facilities in Oklahoma and Mississippi, maintaining a hashrate of 0.77 EH/s.

Despite facing risks inherent in the cryptocurrency mining sector, including operating history, power pricing, and regulatory changes, LM Funding aims to continue growing its presence in the Bitcoin market. The company combines its cryptocurrency ventures with a specialty finance division, providing funding solutions to nonprofit community associations in Florida. For further investor information, LM Funding encourages inquiries through its investor relations contact.

MWN-AI** Analysis

LM Funding America, Inc. (NASDAQ: LMFA) has recently provided an operational and production update that merits attention from investors tracking cryptocurrency, specifically Bitcoin mining operations. As of January 31, 2026, the company reported a Bitcoin holding of 364.1 BTC, which translates to a market valuation of approximately $29.1 million or $1.36 per share. Remarkably, despite adverse weather conditions impacting power supply, the company managed to increase its Bitcoin production from 7.57 BTC in December to 7.8 BTC in January.

A key takeaway from the report is the company’s dual strategy of Bitcoin accumulation (HODLing) and energy asset utilization. During Winter Storm Fern, LM Funding demonstrated flexibility by redirecting power back to the grid, generating significant additional revenue from energy and curtailment sales – projected at around $315,000 for the month. This proactive approach not only stabilizes local energy needs but also offsets potential losses from mining downtimes.

Despite a current share price of $0.40, significantly below its derived per share Bitcoin valuation of $1.36, LMFA shares present an attractive entry point for risk-tolerant investors. The potential for rising Bitcoin prices and increased production efficiency could catalyze stock appreciation, particularly as broader macroeconomic conditions and market sentiment around cryptocurrencies improve.

However, investors should remain cautious about execution risks and market volatility inherent in cryptocurrency mining operations, corroborated by the forward-looking statements in LM Funding's communications. Strength in energy sales during peak demand periods may continue to support cash flow and minimize the impact of Bitcoin price fluctuations. As such, LMFA could represent a compelling investment opportunity in the expanding landscape of Bitcoin mining with careful attention to ongoing operational updates and market developments.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

- Bitcoin treasury as of January 31, 2026 was 364.1 BTC valued at $29.1 million or $1.36 per share1

TAMPA, Fla., Feb. 05, 2026 (GLOBE NEWSWIRE) -- LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining company, today announced its preliminary, unaudited Bitcoin mining and operational update for the month ended January 31, 2026.

MetricDecember 2025January 2026
- Bitcoin2  
- Mined, net7.57.8
- Sold--
- Purchased47.0-
- Service Fee--
- Bitcoin HODL356.33364.13
- Machines2  
- Oklahoma4,4804,608
- Mississippi2,3782,378
- Storage365237
- Total Machines7,2237,223
- Hashrate (EH/s2)  
- Oklahoma0.520.54
- Mississippi0.230.23
- Energized0.750.77


“In January, our power assets demonstrated the flexibility and resilience of our operating model,” said Bruce Rodgers, Chairman and CEO of LM Funding. “During Winter Storm Fern, we proactively redirected power back to the grid to support local energy needs and help stabilize the grid during a critical period. As a result, we generated over a quarter’s worth of our average energy and curtailment sales in a single weekend and are forecasting sales of approximately $315,000 for the month, equivalent to nearly 4.0 Bitcoin.”

“Even with a weekend of curtailment during Winter Storm Fern, we increased our total Bitcoin production for the month as we brought our second immersion container in Oklahoma online,” said Ryan Duran, President of USDM. “Importantly, our energy and curtailment sales have effectively no associated marginal costs and offsets any potential lost mining revenue.”

The Company estimates that the value of its 364.1 Bitcoin holdings on January 31, 2026, was approximately $29.1 million or $1.361 per share, based on a Bitcoin price of approximately $79,960 as of January 31, 2026, compared to a stock share price of $0.40 as of January 30, 2026 close.

About LM Funding America
LM Funding America, Inc. (Nasdaq: LMFA), operates as a Bitcoin treasury and mining company. The Company was founded in 2008 and is based in Tampa, Florida. The Company also operates a technology-enabled specialty finance business that provides funding to nonprofit community associations primarily in the State of Florida. For more information, please visit https://www.lmfunding.com.

Forward-Looking Statements
This press release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” and “project” and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the Company's most recent Annual Report on Form 10-K and its other filings with the SEC, which are available at www.sec.gov. These risks and uncertainties include, without limitation, the risks of operating in the cryptocurrency mining business, our limited operating history in the cryptocurrency mining business and our ability to grow that business, the capacity of our Bitcoin mining machines and our related ability to purchase power at reasonable prices, our ability to identify and acquire additional mining sites, the ability to finance our site acquisitions and cryptocurrency mining operations, our ability to acquire new accounts in our specialty finance business at appropriate prices, changes in governmental regulations that affect our ability to collect sufficient amounts on defaulted consumer receivables, changes in the credit or capital markets, changes in interest rates, and negative press regarding the debt collection industry. The occurrence of any of these risks and uncertainties could have a material adverse effect on our business, financial condition, and results of operations.

For investor and media inquiries, please contact:

Investor Relations
Orange Group
Yujia Zhai
LMFundingIR@orangegroupadvisors.com

                                                               

1Bitcoin treasury calculated using 364.1 Bitcoin held as of 01/31/26 and Bitcoin price of approximately $79,960 as of 01/31/26. Bitcoin per share calculated using 21,455,892 diluted shares outstanding as of 01/31/26 which includes 15,264,892 shares outstanding and 6,191,000 warrants with an exercise price of $0.001 per share as of 01/31/26.
2Unaudited


FAQ**

How does LM Funding America Inc. (LMFA) plan to scale its Bitcoin treasury and mining operations, given its current holdings of 364.1 BTC valued at approximately $29.1 million as of January 32026?

LM Funding America Inc. plans to scale its Bitcoin treasury and mining operations by leveraging its existing holdings and potentially reinvesting profits, exploring strategic partnerships, and optimizing mining efficiency to increase overall Bitcoin production and value.

What strategies is LM Funding America Inc. (LMFA) implementing to mitigate the risks associated with fluctuating Bitcoin prices, particularly considering its BTC valuation of $79,960 as of January 31, 2026?

LM Funding America Inc. (LMFA) is diversifying its cryptocurrency portfolio, employing robust risk management practices, and utilizing hedging strategies to mitigate risks associated with fluctuating Bitcoin prices, particularly with its significant BTC valuation.

In light of LM Funding America Inc. (LMFA)'s reported revenue forecast from energy sales during Winter Storm Fern, how does the company plan to optimize its energy and mining operations moving forward?

LM Funding America Inc. plans to optimize its energy and mining operations by leveraging insights gained from the revenue forecast during Winter Storm Fern to enhance efficiency, reduce costs, and strategically invest in technology and infrastructure improvements.

With the operational flexibility noted during Winter Storm Fern, how does LM Funding America Inc. (LMFA) intend to position itself for future energy disruptions while maintaining consistent Bitcoin production?

LM Funding America Inc. (LMFA) plans to enhance its operational flexibility through strategic partnerships and innovative technologies to ensure sustained Bitcoin production while effectively navigating future energy disruptions.

**MWN-AI FAQ is based on asking OpenAI questions about LM Funding America Inc. (NASDAQ: LMFA).

LM Funding America Inc.

NASDAQ: LMFA

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