MARKET WIRE NEWS

Qfin Holdings to Announce Fourth Quarter and Full Year 2025 Unaudited Financial Results on March 17, 2026

MWN-AI** Summary

Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660), an innovative AI-driven Credit-Tech platform based in China, has announced the upcoming release of its unaudited financial results for the fourth quarter and the full year that concluded on December 31, 2025. The announcement is set to occur after U.S. market close on Tuesday, March 17, 2026. Following the financial release, Qfin's management will hold an earnings conference call at 8:30 PM U.S. Eastern Time that same day, which will also be accessible for participants that pre-register online. This session will provide insights into the company's performance and future outlook.

Qfin Holdings utilizes advanced machine learning models and data analytics to offer a comprehensive range of services designed to support financial institutions, consumers, and small to medium-sized enterprises (SMEs) throughout the loan lifecycle. Their goal is to enhance accessibility and personalization in credit services, thereby enabling smoother processes for lending and borrowing activities.

The company's commitment to being at the forefront of the Credit-Tech industry reflects its dedication to innovation and responsiveness to market demands. As it prepares to disclose its financial performance, stakeholders will be eager to assess the impact of Qfin's strategies amid evolving economic conditions and regulatory landscapes, particularly in the backdrop of China's financial climate.

Investors and analysts are reminded that forward-looking statements in the company’s announcements are made under the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995, indicating that actual outcomes may differ due to various factors. For more information and to access the conference call, details are available on the company’s Investor Relations webpage.

MWN-AI** Analysis

As Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) prepares to announce its fourth quarter and full year 2025 unaudited financial results on March 17, 2026, investors should closely analyze the potential implications of this announcement. The company’s position as a leading AI-empowered Credit-Tech platform in China places it at the forefront of a rapidly evolving financial landscape, particularly regarding credit accessibility and technology-driven financial services.

Investors should examine several key factors ahead of the earnings release. Firstly, keep an eye on revenue growth and user engagement metrics. Increased adoption of Qfin's credit solutions amidst a backdrop of fluctuating economic conditions in China could signal both resilience and expansion potential. Pay attention to any reported improvements in borrower acquisition and risk assessment capabilities, as these elements are critical for the firm's future growth.

Moreover, consider changes in the regulatory environment surrounding the fintech sector. Qfin's future performance may be influenced by new laws and governmental policies related to credit technology, as these often dictate the operational landscape for such firms in China. A commitment to compliance and adaptability could enhance investor confidence.

Market sentiment and stock performance post-announcement will also hinge on any guidance provided by management during the earnings call. Speculative trading could impact share price volatility, making it essential for investors to interpret management's outlook carefully. Positive forward-looking statements could result in upward momentum, while cautious guidance might temper the stock's performance.

In conclusion, while Qfin Holdings presents a promising opportunity within the growing fintech landscape, investors should prepare for potential market reactions based on earnings results and management's sentiment. Conducting thorough due diligence and monitoring market developments leading up to and following the announcement will be vital in making informed investment decisions.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

SHANGHAI, China, March 05, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that it will report its unaudited financial results for the fourth quarter and full year ended December 31, 2025, after U.S. markets close on Tuesday, March 17, 2026.

Qfin Holdings’ management team will host an earnings conference call at 8:30 PM U.S. Eastern Time on Tuesday, March 17, 2026 (8:30 AM Beijing Time on Wednesday, March 18, 2026).

Conference Call Preregistration

All participants wishing to join the conference call must pre-register online using the link provided below.

Registration Link: https://s1.c-conf.com/diamondpass/10053496-puzjin.html

Upon registration, each participant will receive details for the conference call, including dial-in numbers, conference call passcode and a unique access PIN. Please dial in 10 minutes before the call is scheduled to begin.

Additionally, a live and archived webcast of the conference call will be available on the Investor Relations section of the Company's website at https://ir.qfin.com.

About Qfin Holdings

Qfin Holdings is a leading AI-empowered Credit-Tech platform in China. By leveraging its sophisticated machine learning models and data analytics capabilities, the Company provides a comprehensive suite of technology services to assist financial institutions and consumers and SMEs in the loan lifecycle, ranging from borrower acquisition, preliminary credit assessment, fund matching and post-facilitation services. The Company is dedicated to making credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions.

For more information, please visit: https://ir.qfin.com.

Safe Harbor Statement

Any forward-looking statements contained in this announcement are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates” and similar statements. Among other things, the business outlook and quotations from management in this announcement, as well as the Company’s strategic and operational plans, contain forward-looking statements. Qfin Holdings may also make written or oral forward-looking statements in its periodic reports to the U.S. Securities and Exchange Commission (“SEC”), in announcements made on the website of The Stock Exchange of Hong Kong Limited (the “Hong Kong Stock Exchange”), in its annual report to shareholders, in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Statements that are not historical facts, including the Company’s business outlook, beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. A number of factors could cause actual results to differ materially from those contained in any forward-looking statement, which factors include but not limited to the following: the Company’s growth strategies, changes in laws, rules and regulatory environments, the recognition of the Company’s brand, market acceptance of the Company’s products and services, trends and developments in the credit-tech industry, governmental policies relating to the credit-tech industry, general economic conditions in China and around the globe, and assumptions underlying or related to any of the foregoing. Further information regarding these and other risks and uncertainties is included in Qfin Holding’s filings with the SEC and announcements on the website of the Hong Kong Stock Exchange. All information provided in this press release is as of the date of this press release, and Qfin Holdings does not undertake any obligation to update any forward-looking statement, except as required under applicable law.

For more information, please contact:

Qfin Holdings
E-mail: ir@qfin.com


FAQ**

How do Qfin Holdings (QFIN) and Qifu Technology Inc. leverage AI and data analytics to enhance their competitive edge in the credit-tech industry in China?

Qfin Holdings and Qifu Technology Inc. utilize AI and data analytics to streamline credit assessments, optimize risk management, and personalize financial services, thereby enhancing their competitive edge in China's credit-tech industry.

What specific financial metrics should investors focus on when evaluating Qfin Holdings’ upcoming quarterly earnings report compared to Qifu Technology Inc.?

Investors should focus on revenue growth, net profit margin, earnings per share (EPS), return on equity (ROE), and free cash flow when evaluating Qfin Holdings’ upcoming quarterly earnings report compared to Qifu Technology Inc. for a comprehensive assessment.

In what ways do regulatory changes in China impact Qfin Holdings’ operations and future growth prospects versus those of Qifu Technology Inc.?

Regulatory changes in China may significantly impact Qfin Holdings' operations and growth prospects by imposing stricter compliance requirements and increased competition, while potentially benefiting Qifu Technology Inc. by creating new market opportunities or easing market entry barriers.

How is Qfin Holdings addressing potential risks and uncertainties mentioned in their forward-looking statements, and how does this compare to Qifu Technology Inc.'s strategies?

Qfin Holdings mitigates potential risks by diversifying its investment portfolio and enhancing compliance measures, while Qifu Technology Inc. focuses on technological innovation and market adaptability, showcasing differing approaches to risk management in their strategies.

**MWN-AI FAQ is based on asking OpenAI questions about Qifu Technology Inc (NASDAQ: QFIN).

Qifu Technology Inc

NASDAQ: QFIN

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QFIN Stock Data

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Credit Finance
Finance
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