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VERSABANK TO HOST FIRST QUARTER FISCAL 2026 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, MARCH 4, 2026 at 9:00 A.M. ET

MWN-AI** Summary

VersaBank (TSX: VBNK, NASDAQ: VBNK) has announced its upcoming first-quarter fiscal 2026 financial results conference call and webcast, scheduled for Wednesday, March 4, 2026, at 9:00 a.m. ET. The bank will release its financial results at 7:00 a.m. ET the same day, followed by a 60-minute presentation led by President David Taylor and Global CFO Nicolas Ospina, which will include a question-and-answer session.

Participants can join the conference via telephone or through a live webcast. For those preferring the telephone option, registration is available in advance, providing an instant automated callback. Alternatively, participants can join directly via operator assistance using the numbers provided. The webcast can be accessed on the bank's investor relations page or through a dedicated link, with complementary slide presentations available prior to the event.

Archived access to the webcast will be available for 90 days post-event, and the teleconference replay will be accessible until April 4, 2026, with a specific passcode for callers.

VersaBank distinguishes itself as a branchless, digital bank, operating on a business-to-business model that leverages advanced technology to serve underserved sectors of the banking industry efficiently and with risk mitigation. The bank operates virtually, primarily collecting deposits and facilitating funding through financial intermediary partners. Notably, VersaBank recently expanded its offerings by introducing a Receivable Purchase Program for point-of-sale finance companies and has a strong foothold in cybersecurity through its subsidiary, DRT Cyber Inc.

Investors and stakeholders are encouraged to tune in for insights on VersaBank’s financial performance and strategic initiatives, highlighting its unique offerings within the North American banking landscape.

MWN-AI** Analysis

As VersaBank prepares to release its fiscal first quarter 2026 financial results on March 4, 2026, at 9:00 A.M. ET, investors should approach the upcoming conference call with keen anticipation. The results will be disclosed a couple of hours earlier at 7:00 A.M. ET, making this a pivotal moment for the bank to communicate its performance, strategy, and outlook amidst a rapidly evolving banking landscape.

VersaBank's unique branchless digital model positions it to capitalize on underserved segments in North America. The ongoing rollout of its Receivable Purchase Program, aiming to penetrate the US market, could expand its revenue streams significantly. Investors should closely monitor the management's commentary regarding this initiative, as well as any updated guidance on its success.

Additionally, the emphasis on cybersecurity through its subsidiary, DRT Cyber Inc., suggests that VersaBank is well aware of the rising threats in the financial sector. With the recent emphasis on digital infrastructures in finance, clarity on how DRT's innovations contribute to revenue and competitive advantage could be crucial for assessing long-term growth prospects.

As you prepare for the conference call, consider potential price volatility in the days following the earnings announcement, typical for most financial institutions around such pivotal times. Analyzing pre- and post-call market reactions could provide insight into investor sentiment about VersaBank’s performance. Furthermore, scrutinizing analyst expectations versus actual results will be important to gauge VersaBank’s stock movement.

In anticipation of the call, reviewing the overall economic conditions, interest rates, and the competitive landscape in the banking sector can lend context to the information shared. Ultimately, the significance of this earnings call stretches beyond mere numbers; it will be an opportunity for VersaBank to align its narrative with market expectations and investor aspirations.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: PR Newswire

PR Newswire

Bank to Report First Quarter Fiscal 2026 Results Wednesday, March 4, 2026 at 7:00 a.m. ET

LONDON, ON, Feb. 24, 2026 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its first quarter 2026 financial results and host a conference call to discuss those results on Wednesday, March 4, 2026. The conference call/webcast is scheduled for 9:00 a.m. ET and is expected to last approximately 60 minutes. The conference call/webcast will include a presentation by David Taylor, President and Nicolas Ospina, Global CFO, followed by a question and answer period. The Bank will report its financial results via news release at approximately 7:00 a.m. ET.

To join the conference call by telephone without operator assistance, you may register and enter your phone number in advance at https://emportal.ink/4qKHiM1 to receive an instant automated call back. Alternatively, you may also dial direct and be entered into the call by an Operator at: 416-945-7677or 888-699-1199 (toll free).

For those preferring to listen to the presentation via the Internet, a live webcast will be available at https://app.webinar.net/GjAar8prvln or on the Bank's web site at: https://www.versabank.com/investor-relations/events-presentations/. The slide presentation management will use during the conference call/webcast will be available on the Bank's web site at: https://www.versabank.com/investor-relations/financial-results/.

The archived webcast presentation will be available for 90 days following the live event at https://app.webinar.net/GjAar8prvln and on the Bank's web site at: https://www.versabank.com/investor-relations/events-presentations/. Replay of the teleconference will be available until April 4, 2026 by calling 289-819-1450 or 888-660-6345 (toll free) and the passcode is: 79538#.

About VersaBank

VersaBank is a North American bank with a difference. Federally chartered in both Canada and the US, VersaBank has a branchless, digital, business-to-business model based on its proprietary state-of-the-art technology that enables it to profitably address underserved segments of the banking industry in a significantly risk mitigated manner. Because VersaBank obtains substantially all of its deposits and undertakes the majority of its funding electronically through financial intermediary partners, it benefits from significant operating leverage that drives efficiency and return on common equity.  In August 2024, VersaBank launched its unique Receivable Purchase Program funding solution for point-of-sale finance companies, which has been highly successful in Canada for nearly 15 years, to the underserved multi-trillion-dollar US market. VersaBank also owns Minneapolis-based DRT Cyber Inc., a North American leader in the provision of cyber security services to address the rapidly growing volume of cyber threats challenging financial institutions, multi-national corporations and government entities. Through DRT Cyber Inc., VersaBank owns proprietary intellectual property and technology to enable the next generation of digital assets for the banking and financial community, including the Bank's revolutionary tokenized deposits.

VersaBank's Common Shares trade on the Toronto Stock Exchange and NASDAQ under the symbol VBNK.

Visit our website at:  www.versabank.com 

Follow VersaBank on Facebook, Instagram, LinkedIn and X.

SOURCE VersaBank

FAQ**

How does VersaBank VBNK plan to leverage its branchless, digital banking model to maintain growth in underserved markets for the upcoming fiscal quarter?

VersaBank plans to leverage its branchless, digital banking model by enhancing customer accessibility and offering tailored financial products to address the specific needs of underserved markets, which will drive growth and expand its client base in the upcoming fiscal quarter.

Can the executives of VersaBank VBNK provide insights into the financial performance of the recently launched Receivable Purchase Program and its impact on first-quarter results?

While specific insights from VersaBank executives on the Receivable Purchase Program's financial performance in the first quarter may be limited, analysts anticipate that its implementation could positively influence cash flow and overall quarterly results.

What cybersecurity measures does VersaBank VBNK prioritize, especially through DRT Cyber Inc., in mitigating risks for clients amid increasing cyber threats?

VersaBank VBNK prioritizes robust cybersecurity measures such as advanced threat detection, continuous monitoring, and incident response capabilities through DRT Cyber Inc. to effectively mitigate risks for clients amid escalating cyber threats.

How does VersaBank VBNK expect its operating leverage to affect common equity returns in fiscal 2026, particularly compared to historical performance metrics?

VersaBank (VBNK) anticipates that improved operating leverage will enhance common equity returns in fiscal 2026, surpassing historical performance metrics by driving efficiency and profitability amid a favorable economic environment.

**MWN-AI FAQ is based on asking OpenAI questions about Versabank (TSXC: VBNK:CC).

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