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Robo.ai and Changer.ae to Launch World's First Digital Wallet for Smart Vehicles

MWN-AI** Summary

Robo.ai Inc., a technology innovator, and Changer.ae, a regulated digital asset custodian, have jointly announced the launch of "Roboy339," the world's first smart vehicle equipped with its own digital wallet. This landmark unveiling at TOKEN2049 represents a significant step in their collaboration, initially established through a memorandum of understanding in August 2025 to co-develop compliant wallets and digital accounts.

Based in the Abu Dhabi Global Market (ADGM), Changer.ae provides regulatory support essential for the financial functionalities integrated into the Roboy339. Its compliant digital wallet enables real-time payments for various services such as tolls and maintenance, enhancing the vehicle’s operational efficiency and paving the way for embedded finance solutions. These solutions aim to seamlessly incorporate financial services into non-financial products, fostering new revenue models across the Internet of Things (IoT) sector.

Robo.ai’s CEO, Benjamin Zhai, highlighted that the Roboy339 symbolizes a shift toward autonomous economics for intelligent devices, transforming vehicles from mere tools into autonomous economic agents. Future expansions could include connecting other smart vehicles, like autonomous taxis and eVTOLs, to this evolving financial ecosystem.

To bolster this initiative, Robo.ai announced securing a multi-million dollar investment from Burkhan Capital, focusing on commercializing AI-driven solutions in automotive technology and smart assets. The synergy created with Arkreen, a leader in decentralized infrastructure networks, further enhances the technological and regulatory frameworks required for Roboy339’s success.

This innovative project not only signifies a leap forward in smart vehicle technology but also positions Robo.ai and Changer.ae at the forefront of the convergence between machine and digital economies.

MWN-AI** Analysis

The collaboration between Robo.ai (NASDAQ: AIIO) and Changer.ae to launch Roboy339 represents a groundbreaking advancement in the smart vehicle sector. This venture offers a unique opportunity for investors to capitalize on the intersection of AI technology and digital finance in the rapidly growing autonomous vehicle market.

Robo.ai, having secured a significant investment of approximately $300 million from Burkhan Capital LLC, is well-positioned to accelerate the productization of its innovative solutions. The Roboy339's integrated digital wallet, which allows autonomous transactions for services like tolls and vehicle maintenance, underscores the practical application of embedded finance. This could significantly enhance operational efficiencies for fleet managers and automakers, contributing positively to revenue diversification.

From a regulatory standpoint, Changer.ae's adherence to ADGM guidelines ensures that the financial transactions tied to Roboy339 are secure and compliant, which is crucial in an era where regulatory scrutiny is increasing. The strategic partnership with Arkreen further reinforces this framework by enabling decentralized asset tokenization—offering a robust infrastructure that enhances trust among users and investors.

Market analysts should also consider the long-term implications of this technology. Robo.ai's vision of transforming vehicles into autonomous economic agents opens pathways for innovative revenue models and service offerings, particularly as they aim to incorporate additional devices like eVTOLs and robotaxis into their ecosystem.

In summary, investors should closely monitor Robo.ai and its strategic moves, especially in light of its solid backing and regulatory compliance in the burgeoning market of smart, autonomous vehicles. As the adoption of such technologies escalates, companies like Robo.ai are likely to yield significant returns, making it a compelling prospect for those looking to invest in the future of automated finance solutions.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: PR Newswire

PR Newswire

DUBAI , UAE , Oct. 3, 2025 /PRNewswire/ -- Robo.ai Inc. (Nasdaq: AIIO) and UAE regulated digital asset custodian Changer.ae today jointly unveil "Roboy339", the world's first smart vehicle to be equipped with its own digital wallet , in TOKEN2049.

In August 2025 , Robo.ai and Changer.ae signed a strategic memorandum of understanding to co-innovate in the infrastructure of compliant wallets and digital accounts. This joint unveiling at TOKEN2049 represents significant milestone in that collaboration, and it also underscores Robo.ai's strategic progress in deploying "smart machine × compliant stablecoin capability" in the Middle East . As an entity under the Abu Dhabi Global Market (ADGM) , Changer.ae provides regulated virtual asset custody, forming the foundational support for device-level financial functionality.

The Roboy339's compliant digital wallet enables autonomous real-time payments for tolls, charging, maintenance, and leasing, while also processing authorized income and transactions. This represents a practical implementation of embedded finance, integrating financial services (payments, credit, insurance, etc.) into non-financial products to enhance efficiency and diversify revenue streams. The solution provides standardized compliant financial interfaces and auditable transaction loops for fleet management, automakers, mobility services, and the broader IoT industry, supporting scalable deployment across regions. Future expansion plans include connecting eVTOLs, autonomous taxis, and logistics vehicles to the ecosystem to develop new business models based on verified data and token economics.

Changer.ae's Senior Executive Officer Wang Hao , CFA commented, "We are pleased to support Robo.ai's innovation with underlying security and custody capabilities under the ADGM regulatory framework. The integration of blockchain and compliant architecture is one of the key pathways to enable financial sovereignty for smart machines."

Robo.ai CEO Benjamin Zhai added, "The era of autonomous economics for intelligent devices is upon us. The name Roboy339 is derived from the last three digits of its unique VIN number — it is not only its bank account but also its digital ID. With the support of investors, partners,  manufacturers, financial institutions, and regulators, Robo.ai stands at the intersection of the 'machine economy' and the 'digital economy'."

In the Web3 and DePIN ( decentralized physical infrastructure network) domain, Robo.ai has made a multi-million dollar strategic investment in Arkreen to advance the integration of "intelligent machine × DePIN × asset tokenization ." Arkreen, a leading DePIN ecosystem platform, provides critical decentralized infrastructure for device-level financial innovation such as that embodied by Roboy339.

The synergy between Arkreen's decentralized architecture and Changer.ae's regulatory custody underpins the safe, transparent, and compliant embedded finance ecosystem built for Roboy339. Looking ahead, Robo.ai intends to onboard additional devices such as eVTOLs, robotaxis, and unmanned logistics vehicles onto the on-chain ecosystem, exploring innovative business models founded on authenticated data and token economies. Roboy339 is the strategic embodiment of this plan — evolving the vehicle from a "passive tool" into an "autonomous economic agent."

Robo.ai recently announced that it has secured approximately USD 300 million in strategic investment from U.S. investment firm Burkhan Capital LLC — fueling momentum for the productization and commercialization of its three strategic pillars: AI software, intelligent hardware, and smart assets. This funding also supports Robo.ai's continued investments in next-generation areas including autonomous driving, intelligent commercial vehicles, and eVTOL solutions.

About Changer.ae
Changer.ae (ADGM Registration No.: 13101) is an Abu Dhabi -based digital asset custodian licensed as a Virtual Asset Service Provider (VASP) by the ADGM Financial Services Regulatory Authority (FSRA).

About Arkreen
Arkreen is a Web3 technology company focused on decentralized physical infrastructure networks (DePIN), empowering global green energy asset networks and real-world assets (RWA) through blockchain technology to build a sustainable digital economy ecosystem.

About Robo.ai Inc.
Robo.ai Inc. (NASDAQ: AIIO) is a technology company based in the UAE, dedicated to developing a global AI-enabled robotics platform. The company aims to create a decentralized AI network for connecting AI terminals and promoting an intelligent future. Their focus includes integrating AI into smart devices and smart assets.

This press release includes "forward-looking statements" as defined in the U.S. Private Securities Litigation Reform Act of 1995, which are subject to risks and uncertainties. Actual outcomes may differ materially from expectations — please refer to the company's SEC filings for details.

Media Contact
Changer.ae Marketing
Email: Fatima.yusuf@changer.ae
HP: www.changer.ae

Media Contact
Arkreen Marketing
Email: info@arkreen.com
Website: www.arkreen.com

Media Contact:
Robo.ai Inc. Corporate Communications
Email: pr@roboai.io
Website: www.roboai.io

SOURCE Robo.ai Inc.

FAQ**

How does Robo.ai Inc. AIIO plan to ensure the security and privacy of transactions conducted through the Roboy339's digital wallet in the evolving landscape of smart vehicle technology?

Robo.ai Inc. (AIIO) plans to ensure the security and privacy of transactions through Roboy339's digital wallet by implementing advanced encryption methods, continuous monitoring for vulnerabilities, and adhering to stringent data protection regulations in smart vehicle technology.

Can you elaborate on the regulatory framework provided by Changer.ae and how it enhances the compliance of Robo.ai Inc. AIIO's digital wallet for smart vehicles?

Changer.ae offers a robust regulatory framework that ensures compliance for Robo.ai Inc.'s AIIO digital wallet by implementing stringent security protocols, consumer protection laws, and adherence to data privacy regulations, thereby fostering trust and reliability in smart vehicle transactions.

What are the anticipated challenges Robo.ai Inc. AIIO expects to face in scaling the Roboy339's digital wallet across different regions and transportation sectors?

Robo.ai Inc. anticipates challenges in regulatory compliance, user adoption across diverse markets, integration with existing systems, cybersecurity risks, and the need for localized features to cater to varying consumer preferences in different regions and transportation sectors.

How does Robo.ai Inc. AIIO envision the integration of autonomous vehicles, such as eVTOLs and robotaxis, into the existing infrastructure supported by Changer.ae's digital wallet?

Robo.ai Inc. AIIO envisions seamless integration of autonomous vehicles like eVTOLs and robotaxis with Changer.ae's digital wallet, enabling efficient payment processing and real-time service access, thereby enhancing urban mobility and user convenience.

**MWN-AI FAQ is based on asking OpenAI questions about Robo.ai Inc. (NASDAQ: AIIO).

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